/** * HTTP API: WP_Http_Curl class * * @package WordPress * @subpackage HTTP * @since 4.4.0 */ /** * Core class used to integrate Curl as an HTTP transport. * * HTTP request method uses Curl extension to retrieve the url. * * Requires the Curl extension to be installed. * * @since 2.7.0 * @deprecated 6.4.0 Use WP_Http * @see WP_Http */ #[AllowDynamicProperties] class WP_Http_Curl { /** * Temporary header storage for during requests. * * @since 3.2.0 * @var string */ private $headers = ''; /** * Temporary body storage for during requests. * * @since 3.6.0 * @var string */ private $body = ''; /** * The maximum amount of data to receive from the remote server. * * @since 3.6.0 * @var int|false */ private $max_body_length = false; /** * The file resource used for streaming to file. * * @since 3.6.0 * @var resource|false */ private $stream_handle = false; /** * The total bytes written in the current request. * * @since 4.1.0 * @var int */ private $bytes_written_total = 0; /** * Send a HTTP request to a URI using cURL extension. * * @since 2.7.0 * * @param string $url The request URL. * @param string|array $args Optional. Override the defaults. * @return array|WP_Error Array containing 'headers', 'body', 'response', 'cookies', 'filename'. A WP_Error instance upon error */ public function request( $url, $args = array() ) { $defaults = array( 'method' => 'GET', 'timeout' => 5, 'redirection' => 5, 'httpversion' => '1.0', 'blocking' => true, 'headers' => array(), 'body' => null, 'cookies' => array(), 'decompress' => false, 'stream' => false, 'filename' => null, ); $parsed_args = wp_parse_args( $args, $defaults ); if ( isset( $parsed_args['headers']['User-Agent'] ) ) { $parsed_args['user-agent'] = $parsed_args['headers']['User-Agent']; unset( $parsed_args['headers']['User-Agent'] ); } elseif ( isset( $parsed_args['headers']['user-agent'] ) ) { $parsed_args['user-agent'] = $parsed_args['headers']['user-agent']; unset( $parsed_args['headers']['user-agent'] ); } // Construct Cookie: header if any cookies are set. WP_Http::buildCookieHeader( $parsed_args ); $handle = curl_init(); // cURL offers really easy proxy support. $proxy = new WP_HTTP_Proxy(); if ( $proxy->is_enabled() && $proxy->send_through_proxy( $url ) ) { curl_setopt( $handle, CURLOPT_PROXYTYPE, CURLPROXY_HTTP ); curl_setopt( $handle, CURLOPT_PROXY, $proxy->host() ); curl_setopt( $handle, CURLOPT_PROXYPORT, $proxy->port() ); if ( $proxy->use_authentication() ) { curl_setopt( $handle, CURLOPT_PROXYAUTH, CURLAUTH_ANY ); curl_setopt( $handle, CURLOPT_PROXYUSERPWD, $proxy->authentication() ); } } $is_local = isset( $parsed_args['local'] ) && $parsed_args['local']; $ssl_verify = isset( $parsed_args['sslverify'] ) && $parsed_args['sslverify']; if ( $is_local ) { /** This filter is documented in wp-includes/class-wp-http-streams.php */ $ssl_verify = apply_filters( 'https_local_ssl_verify', $ssl_verify, $url ); } elseif ( ! $is_local ) { /** This filter is documented in wp-includes/class-wp-http.php */ $ssl_verify = apply_filters( 'https_ssl_verify', $ssl_verify, $url ); } /* * CURLOPT_TIMEOUT and CURLOPT_CONNECTTIMEOUT expect integers. Have to use ceil since. * a value of 0 will allow an unlimited timeout. */ $timeout = (int) ceil( $parsed_args['timeout'] ); curl_setopt( $handle, CURLOPT_CONNECTTIMEOUT, $timeout ); curl_setopt( $handle, CURLOPT_TIMEOUT, $timeout ); curl_setopt( $handle, CURLOPT_URL, $url ); curl_setopt( $handle, CURLOPT_RETURNTRANSFER, true ); curl_setopt( $handle, CURLOPT_SSL_VERIFYHOST, ( true === $ssl_verify ) ? 2 : false ); curl_setopt( $handle, CURLOPT_SSL_VERIFYPEER, $ssl_verify ); if ( $ssl_verify ) { curl_setopt( $handle, CURLOPT_CAINFO, $parsed_args['sslcertificates'] ); } curl_setopt( $handle, CURLOPT_USERAGENT, $parsed_args['user-agent'] ); /* * The option doesn't work with safe mode or when open_basedir is set, and there's * a bug #17490 with redirected POST requests, so handle redirections outside Curl. */ curl_setopt( $handle, CURLOPT_FOLLOWLOCATION, false ); curl_setopt( $handle, CURLOPT_PROTOCOLS, CURLPROTO_HTTP | CURLPROTO_HTTPS ); switch ( $parsed_args['method'] ) { case 'HEAD': curl_setopt( $handle, CURLOPT_NOBODY, true ); break; case 'POST': curl_setopt( $handle, CURLOPT_POST, true ); curl_setopt( $handle, CURLOPT_POSTFIELDS, $parsed_args['body'] ); break; case 'PUT': curl_setopt( $handle, CURLOPT_CUSTOMREQUEST, 'PUT' ); curl_setopt( $handle, CURLOPT_POSTFIELDS, $parsed_args['body'] ); break; default: curl_setopt( $handle, CURLOPT_CUSTOMREQUEST, $parsed_args['method'] ); if ( ! is_null( $parsed_args['body'] ) ) { curl_setopt( $handle, CURLOPT_POSTFIELDS, $parsed_args['body'] ); } break; } if ( true === $parsed_args['blocking'] ) { curl_setopt( $handle, CURLOPT_HEADERFUNCTION, array( $this, 'stream_headers' ) ); curl_setopt( $handle, CURLOPT_WRITEFUNCTION, array( $this, 'stream_body' ) ); } curl_setopt( $handle, CURLOPT_HEADER, false ); if ( isset( $parsed_args['limit_response_size'] ) ) { $this->max_body_length = (int) $parsed_args['limit_response_size']; } else { $this->max_body_length = false; } // If streaming to a file open a file handle, and setup our curl streaming handler. if ( $parsed_args['stream'] ) { if ( ! WP_DEBUG ) { $this->stream_handle = @fopen( $parsed_args['filename'], 'w+' ); } else { $this->stream_handle = fopen( $parsed_args['filename'], 'w+' ); } if ( ! $this->stream_handle ) { return new WP_Error( 'http_request_failed', sprintf( /* translators: 1: fopen(), 2: File name. */ __( 'Could not open handle for %1$s to %2$s.' ), 'fopen()', $parsed_args['filename'] ) ); } } else { $this->stream_handle = false; } if ( ! empty( $parsed_args['headers'] ) ) { // cURL expects full header strings in each element. $headers = array(); foreach ( $parsed_args['headers'] as $name => $value ) { $headers[] = "{$name}: $value"; } curl_setopt( $handle, CURLOPT_HTTPHEADER, $headers ); } if ( '1.0' === $parsed_args['httpversion'] ) { curl_setopt( $handle, CURLOPT_HTTP_VERSION, CURL_HTTP_VERSION_1_0 ); } else { curl_setopt( $handle, CURLOPT_HTTP_VERSION, CURL_HTTP_VERSION_1_1 ); } /** * Fires before the cURL request is executed. * * Cookies are not currently handled by the HTTP API. This action allows * plugins to handle cookies themselves. * * @since 2.8.0 * * @param resource $handle The cURL handle returned by curl_init() (passed by reference). * @param array $parsed_args The HTTP request arguments. * @param string $url The request URL. */ do_action_ref_array( 'http_api_curl', array( &$handle, $parsed_args, $url ) ); // We don't need to return the body, so don't. Just execute request and return. if ( ! $parsed_args['blocking'] ) { curl_exec( $handle ); $curl_error = curl_error( $handle ); if ( $curl_error ) { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return new WP_Error( 'http_request_failed', $curl_error ); } if ( in_array( curl_getinfo( $handle, CURLINFO_HTTP_CODE ), array( 301, 302 ), true ) ) { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return new WP_Error( 'http_request_failed', __( 'Too many redirects.' ) ); } if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return array( 'headers' => array(), 'body' => '', 'response' => array( 'code' => false, 'message' => false, ), 'cookies' => array(), ); } curl_exec( $handle ); $processed_headers = WP_Http::processHeaders( $this->headers, $url ); $body = $this->body; $bytes_written_total = $this->bytes_written_total; $this->headers = ''; $this->body = ''; $this->bytes_written_total = 0; $curl_error = curl_errno( $handle ); // If an error occurred, or, no response. if ( $curl_error || ( 0 === strlen( $body ) && empty( $processed_headers['headers'] ) ) ) { if ( CURLE_WRITE_ERROR /* 23 */ === $curl_error ) { if ( ! $this->max_body_length || $this->max_body_length !== $bytes_written_total ) { if ( $parsed_args['stream'] ) { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } fclose( $this->stream_handle ); return new WP_Error( 'http_request_failed', __( 'Failed to write request to temporary file.' ) ); } else { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return new WP_Error( 'http_request_failed', curl_error( $handle ) ); } } } else { $curl_error = curl_error( $handle ); if ( $curl_error ) { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return new WP_Error( 'http_request_failed', $curl_error ); } } if ( in_array( curl_getinfo( $handle, CURLINFO_HTTP_CODE ), array( 301, 302 ), true ) ) { if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } return new WP_Error( 'http_request_failed', __( 'Too many redirects.' ) ); } } if ( PHP_VERSION_ID < 80000 ) { // curl_close() has no effect as of PHP 8.0. curl_close( $handle ); } if ( $parsed_args['stream'] ) { fclose( $this->stream_handle ); } $response = array( 'headers' => $processed_headers['headers'], 'body' => null, 'response' => $processed_headers['response'], 'cookies' => $processed_headers['cookies'], 'filename' => $parsed_args['filename'], ); // Handle redirects. $redirect_response = WP_Http::handle_redirects( $url, $parsed_args, $response ); if ( false !== $redirect_response ) { return $redirect_response; } if ( true === $parsed_args['decompress'] && true === WP_Http_Encoding::should_decode( $processed_headers['headers'] ) ) { $body = WP_Http_Encoding::decompress( $body ); } $response['body'] = $body; return $response; } /** * Grabs the headers of the cURL request. * * Each header is sent individually to this callback, and is appended to the `$header` property * for temporary storage. * * @since 3.2.0 * * @param resource $handle cURL handle. * @param string $headers cURL request headers. * @return int Length of the request headers. */ private function stream_headers( $handle, $headers ) { $this->headers .= $headers; return strlen( $headers ); } /** * Grabs the body of the cURL request. * * The contents of the document are passed in chunks, and are appended to the `$body` * property for temporary storage. Returning a length shorter than the length of * `$data` passed in will cause cURL to abort the request with `CURLE_WRITE_ERROR`. * * @since 3.6.0 * * @param resource $handle cURL handle. * @param string $data cURL request body. * @return int Total bytes of data written. */ private function stream_body( $handle, $data ) { $data_length = strlen( $data ); if ( $this->max_body_length && ( $this->bytes_written_total + $data_length ) > $this->max_body_length ) { $data_length = ( $this->max_body_length - $this->bytes_written_total ); $data = substr( $data, 0, $data_length ); } if ( $this->stream_handle ) { $bytes_written = fwrite( $this->stream_handle, $data ); } else { $this->body .= $data; $bytes_written = $data_length; } $this->bytes_written_total += $bytes_written; // Upon event of this function returning less than strlen( $data ) curl will error with CURLE_WRITE_ERROR. return $bytes_written; } /** * Determines whether this class can be used for retrieving a URL. * * @since 2.7.0 * * @param array $args Optional. Array of request arguments. Default empty array. * @return bool False means this class can not be used, true means it can. */ public static function test( $args = array() ) { if ( ! function_exists( 'curl_init' ) || ! function_exists( 'curl_exec' ) ) { return false; } $is_ssl = isset( $args['ssl'] ) && $args['ssl']; if ( $is_ssl ) { $curl_version = curl_version(); // Check whether this cURL version support SSL requests. if ( ! ( CURL_VERSION_SSL & $curl_version['features'] ) ) { return false; } } /** * Filters whether cURL can be used as a transport for retrieving a URL. * * @since 2.7.0 * * @param bool $use_class Whether the class can be used. Default true. * @param array $args An array of request arguments. */ return apply_filters( 'use_curl_transport', true, $args ); } } The Benefits of a Transfer on Death Deed in Florida Estate Planning – Shweta Poddar Weddings Photography

The Benefits of a Transfer on Death Deed in Florida Estate Planning

The Benefits of a Transfer on Death Deed in Florida Estate Planning

Estate planning can feel overwhelming, especially with so many options available. One tool that’s gaining traction in Florida is the Transfer on Death Deed (TODD). This simple yet effective legal document allows property owners to transfer their real estate directly to beneficiaries upon their death without going through probate. Understanding how a TODD works can streamline your estate planning process and save your loved ones a lot of time and money.

What is a Transfer on Death Deed?

A Transfer on Death Deed is a legal document that allows you to name a beneficiary who will automatically receive your property when you pass away. The beauty of this deed is that it doesn’t require the property to go through probate, which can be a lengthy and costly process. Instead, the property transfer happens immediately upon death, simplifying matters for your heirs.

For instance, imagine you own a family home in Florida. By executing a TODD, you can ensure that your children inherit the property without the hassle of probate. They can step into ownership immediately, which can be especially helpful during an emotionally challenging time.

Why Consider a TODD in Florida?

Florida’s unique laws regarding estate planning make a TODD particularly appealing. One of the main reasons to consider this option is the avoidance of probate. Florida is known for its lengthy probate process, which can take months or even years to resolve. A TODD can help your heirs bypass this maze entirely.

Furthermore, a TODD is generally revocable. You can change or revoke the deed as long as you’re alive and competent. This flexibility allows you to adjust your estate plan as your circumstances change, whether due to marriage, divorce, or simply a change in your wishes.

How to Create a Transfer on Death Deed

Creating a TODD in Florida is a straightforward process. First, you need to draft the deed. It must include specific language indicating that the transfer will occur upon your death. It’s crucial to ensure that the document meets all state requirements to be valid.

Many people find it helpful to use templates or resources available online. For more information on how to draft one correctly, check out https://printablepdfforms.com/blank-florida-transfer-on-death-deed/. Once you have your draft, you’ll need to sign the deed in front of a notary public and record it with the county clerk’s office where the property is located. This step ensures that it’s legally recognized.

Potential Drawbacks to Consider

While a TODD has many benefits, it’s not without its drawbacks. One potential issue is that the beneficiary may not be ready or willing to take on the property. For example, if your child lives out of state and doesn’t want to manage a Florida property, it could create complications.

Additionally, a TODD does not protect the property from creditors. If you have outstanding debts, creditors can still pursue the property even after your death. This can lead to complications for your beneficiaries, who might find themselves dealing with liens or other financial headaches.

Who Should Use a Transfer on Death Deed?

A TODD can be particularly beneficial for individuals who want to simplify their estate planning process. If you own real estate and wish to ensure a smooth transition for your heirs, this deed can be an excellent option. It’s ideal for those who want to keep things straightforward and avoid the complexities of probate.

Consider this: if you have a close-knit family and want to pass down your property without disputes or delays, a TODD might be the perfect solution. It encourages clear intentions and can help prevent potential conflicts among siblings or heirs.

Real-World Example of a TODD in Action

Take the case of Maria, a retiree living in Florida. She owns a beachfront property that she wants to leave to her two children. Instead of drafting a will, which could involve probate, Maria opts for a TODD. She fills out the necessary forms, names her children as beneficiaries, and records the deed. When Maria passes away, her children inherit the property immediately, allowing them to enjoy family gatherings without the stress of legal hurdles. This example illustrates how effective a TODD can be in ensuring a smooth transition of property.

Final Thoughts on Estate Planning

Incorporating a Transfer on Death Deed into your estate planning strategy can provide peace of mind. It’s a tool that promotes clarity and efficiency for your heirs. While it’s essential to consider the potential drawbacks, the benefits often outweigh the risks for many property owners in Florida. If you’re looking for a way to simplify your estate planning while ensuring your loved ones are taken care of, a TODD might just be the solution you need.

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